Peel and core the apples. Grate them.
Heat ghee in a pan over medium heat.
Stir fry the grated apples till the water disappears and the apples are cooked.
Transfer the cooked apples to a bowl and keep on the side till required.
Add the milk and condensed milk into the pan.
Put the pan over medium to low heat. Bring the milk to a boil.
Lower the heat and allow the milk to simmer till its nearly half the quantity or till it becomes thick.
Stir the milk frequency and keep on scraping the milk solids that develops on the sides and add it to the simmering milk. The milk gets thick in about 10 minutes.
Add raisins, saffron, cardamom and nutmeg powders.
Mix well. Allow the milk to cool down a bit.
Add the cooked apples when the thick milk is a bit cool.
Chill apple kheer in the fridge for 30-60 minutes before serving.
Garnish with chopped nuts and serve.