Wash the rice till the water appears clear.
Let it soak in water for 15 – 20 minutes.
Drain out the water.
Heat ghee in a saucepan over medium heat.
Add the rice and stir fry it for 1-2 minutes.
Add the milk and let the rice cook in it.
Keep stirring frequently so that the rice and milk do not stick to the bottom of the pan..
Let the mixture simmer till the milk quantity becomes half and the rice is cooked completely.
Stir frequently and keep on scrapping the milk solids that form on the sides of the pan and put it into the simmering mixture.
This will take about 20 – 25 minutes.
Add sugar and raisins. Let it simmer for 3- 5 minutes. Remember to stir frequently. By now the mixture should be thick.
Take the pan off the heat. Add cardamom, nutmeg powders and saffron.
If you want hot kheer, add the fruits and nuts and serve.
If you want to serve the kheer cold, it let cool down and then keep in the fridge till needed.
Add the fruit and nuts and serve.